The Age-in-Place Plan
There are many agencies and organizations that have an abundance of information and resources about aging-in-place. National groups like AARP and the National Aging-In-Place Council (NAIPC) are good, reliable sources for seniors and persons with disabilities who want to learn more about health, lifestyle, and financial options related to staying in their homes as they age. And, of course, companies like Home Evolutions can help you with any home modifications that you may need.
But since aging-in-place continues to grow as a movement and philosophy, there are more and more regional and locally-based companies and agencies that offer personal assistance to seniors and persons with disabilities as an increasing number of people choose independent living.
One such company is The Age-in-Place Plan, which is located in Indianapolis, Indiana. The Age-in-Place Plan (The Plan) offers advice, assessment, and ideas to local seniors and persons with disabilities about successfully preparing for what will make their aging-in-place possible, effective, and safe. The Plan accomplishes this by addressing concerns and possible problems, recommending solutions, and condensing all of the various options available for those who wish to age-in-place, into one comprehensive approach.
The Plan designates four important “need” factors to consider when planning to age-in-place:
• Physical (making one’s home a senior- or disability-friendly environment);
• Financial (ensuring that one’s savings will provide a lifetime of income);
• Medical (having continued access to adequate home healthcare);
• Supplemental (receiving possible funds from external sources like the government).
Physical needs refer to having a place to live that is safe and fits one’s abilities. Some of the areas of your home that may require specific attention as you age-in-place include: entry-ways, kitchens, bedrooms, bathrooms, yards, as well as lighting. These are definitely examples of modifications that Home Evolutions can help you plan and implement.
Financial needs refer to managing one’s savings and retirement accounts in order to insure consistent, secure, and adequate funding while one ages-in-place. The Plan can help you assess your finances and determine if funds like your IRA have any serious structural flaws that may affect or impede your ability to live independently.
Medical needs refer to the possibility of acquiring a chronic illness which can negatively affect one’s desire to age-in-place. Chronic means either deficiencies in activities of daily living, cognitive impairment, or a complex/unstable medical condition. The Plan believes that having access to home treatment for a chronic illness is the most important aspect of being able to age-in-place successfully—and the only dependable funding source for chronic illness comes from long-term healthcare insurance. The Plan helps seniors and persons with disabilities prepare for the treatment, homecare, and cost aspects of this potential problem so that they can remain living independently for as long as possible.
Supplemental needs refer to valuable services from the Federal Government which can provide seniors and persons with disabilities with additional sources of medical assistance and monetary funds. The Plan offers recommendations for financial assistance that is available through government supplemental benefits. It also discusses the long-term funding options of reverse mortgages.
Companies similar to The Age-in-Place Plan and Home Evolutions may also be available in your area to help you plan and implement a successful future of aging-in-place. Check with your local seniors or persons with disabilities advocacy groups or contact national organizations like AARP or the NAIPC for more information.